Why do you need car insurance?
Car insurance is a must if you own or operate a car. Most states require you to carry car insurance, and without it, you face financial disaster if you cause a serious accident and get sued.
Beyond the mandated liability car insurance, it can also pay to repair your vehicle if it gets damaged in a crash or natural disaster, like hail or wildfire, or is vandalized or stolen – if you have chosen the right coverages to be on your policy.
Car insurance coverages
One policy can include several types of coverage.
Some car insurance coverages are required by your state’s law, like liability, and others are optional and provide added protection. Optional means by law you don’t have to buy the coverage, however, if you have a lease or loan on your vehicle your financing company can mandate you carry certain coverages, namely collision and comprehensive.
When shopping for affordable car insurance it’s prudent that you know what coverages you want to get the best policy for your specific situation. First, be aware that liability coverage limits are expressed as three numbers, for example 25/50/25. These limits are per accident and provide bodily injury liability up to $25,000 per person injured, up to $50,000 of coverage for all injuries, and up to $25,000 for property damage. Limits of at least 100/300/50 are recommended as medical bills and values of cars are on the rise.
Collision and comprehensive are physical damage coverages that protect your vehicle. They are typically paired together. You don’t choose a maximum limit for these coverages; it’s assigned by your insurer as the fair market value at the time of any accident that would find your car a total loss. Both collision and comp claim payments are reduced by the amount of your chosen deductible. See below for more detailed information plus descriptions of other types of car insurance:
Liability insurance pays for others’ damage and injuries when you cause an accident. Most states require you to carry at least a minimum level of bodily injury and property damage liability coverage. Liability coverage pays out to other people; it does not cover you, your passengers or your car.
Collision coverage is an optional coverage that pays to repair or replace your own vehicle after a crash. It pays if you are at-fault in an accident with another vehicle. It also covers other situations, such as if you hit a tree, roll your car or are hit by an uninsured driver. Comes with a deductible.
Comprehensive pays out if your car is stolen, if you hit an animal or if your car is vandalized. It also pays for damaged by a natural disaster, such as hurricane, tornado, floodwaters or high winds.
Personal injury protection (PIP) and medical payments (MedPay) are two separate coverages but both pay the medical bills for you and your passengers after a car accident, regardless of who caused the crash. PIP also covers lost wages and
Affordable Car Transport Services with Thrifty Auto Shipping
*Hawaii only, Depends on Company
Why Should You Rent a Car in Hawaii?
There is so much to see and do in Hawaii! From the sandy beaches of Kauai and breath-taking ocean views of Oahu, to hiking and biking in the mountains, to visiting Haleakala National Park on Maui – the list just goes on. If you are looking for a Luxury Vacation you might want to make a stop in Honolulu, Waikiki, or Maui.
- Corporate Discount Rates
- No Travel Agent Fees
- No Pre-Payment
- No Booking Fee
- Cancel Anytime
- No Obligation
The amazing array of water falls on the island of Kauai draws people from far and wide. For those who would love to watch a volcano up close and personal, the Big Island is your place to be. Home to two active volcanoes, Kilauea and Mauna Loa, the Big Island of Hawaii is also famous for its red, green and black sand beaches. Driving around the Kona area is the ultimate way to relax after all your island adventures. You can also drive to one of the famous restaurants in Hilo and enjoy authentic Hawaiian cuisine.
What better way to soak in the beauty of Hawaii with your loved ones, than by experiencing it at your own pace in your favorite car. This is where Hawaii Car Rental service comes in to play.
Hawaii Car Rentals – Who We Are and How We Work
Hawaii Car Rentals is an Authorized Wholesale Corporate Discount Vendor for Advantage, Avis, Budget, Dollar, Enterprise, Hertz and Thrifty – all respected major national band Rent-A-Car companies. Through these companies we can provide our clients great corporate discounts from the best nationwide name brand agencies. When you’re on the hunt for Cheap & Discounted Hawaii Car Rentals, and you hire a national brand rental car through our website, that’s exactly what you are going to get – the best rental car services at affordable rates.
Reserve major brand rental cars through us and not only get our discount rates, which we are happy to pass on to you, but also receive added perks such as free additional drivers, reduced surcharges for young drivers, and also free coupons worth hundreds of dollars. If you’re wondering how we do this – Every year we pre-negotiate for perks, bonuses, and the cheapest rates online that we can offer with the major national brand companies. This in turn gets you Vacation Rental cars at the lowest rates possible. When you book through our website to rent a car for your perfect Hawaii vacation, the best possible advantage you get is – NO booking fee, NO cancellation charges, NO penalty to change your reservation, and NO prepayments! How good is that?
What Can You Expect from Hawaii Car Rentals?
We ensure that you get the best deal on the very best late model new cars. For couples who want to
VroomVroomVroom is the easiest way to find an affordable car or campervan rental and book from top rental companies in Australia including Avis, Budget, East Coast Car Rentals, Enterprise, Europcar, Hertz and Thrifty.
We Compare Car Hire Deals at Airports and Cities
The brands we work with are synonymous with quality customer service, vehicle selection and variety for your individual needs and budget. We have options for rentals from all major airports and capital cities, and many regional and remote locations.
From budget rentals, SUVs, prestige and luxury vehicles and mini-movers big enough for a soccer team, our car hire partners are able to be a part of your trip and offer modern vehicle fleets and accessories.
The VroomVroomVroom Difference
Our secure booking system lets you compare the latest deals and find a car hire that suits your budget – whether you need an affordable get-about-town car, passenger van, luxury SUV or campervan for a driving holiday. Pick up in convenient city or airport locations and spend more time getting your holiday or business trip started.
Why Book With VroomVroomVroom?
- We’ve been a part of more than 3 million car rental bookings since launching in 2001
- We are the largest rental car booking engine in the Southern Hemisphere
- We compare and offer competitive rates on all varieties of car and campervan rentals
- Variety of cars to select from including passenger vans, luxury cars and SUVs
- Able to book to pick-up and drop-off at major airports, city and regional locations Australia-wide
- Secure-booking system
- Quick and easy booking system that takes only a few minutes to confirm your booking
- Fees are inclusive of GST, vehicle registration and recovery fees, airport tax, one-way fees, and unlimited kilometres unless otherwise stated
Travelling overseas? VroomVroomVroom can help you search, compare and book car and campervan rentals in New Zealand, the USA, Canada and the United Kingdom.
Need help? Our expert customer care team are available via phone, email and live chat to assist you with your booking. Or you can find out more information on our Support page.
Parking in Australia
Now that you’ve booked your hire car with VroomVroomVroom it’s time to check the latest car park deals. We’ve done the hard work, listing the leading car park suppliers to make it easy for you to find parking for your budget. Click here for a list of parking options across Australia.
Compare Campervan & Motorhome Rentals in Australia
VroomVroomVroom also compares campers and motorhomes from major suppliers including Apollo, Britz, Jucy Rentals, Maui, and Real Value. Campervans are available in key locations across Australia, including Brisbane, Melbourne, Perth, and Sydney. Search and compare campervans now for your own Great Australian Roadtrip.
Download Our App for Easier Booking
Search, compare and book on the go with the VroomVroomVroom app. In a few easy steps, you can book the car that suits your needs and budget from convenient locations across Australia. Download and get booking today.
Earn Frequent Flyer Points Each Time You Book
Car insurance is categorised on statistical risk, so there are several different factors taken into consideration when you get a quote for cover. This is why everyone pays a different price for their policy.
Age: This is a factor because, generally speaking, older and more experienced drivers are less of a risk than a young person that has been driving for less than five years. You will find that more experienced drivers will usually get much cheaper insurance premiums.
Gender: Even though insurers are no longer allowed to discriminate on gender, men still often pay more for their insurance. This is simply due to the cars they drive being statistically more powerful and that they drive more hours than women, amongst other factors.
Type of car: If you have an expensive or powerful car then you are seen as a higher risk for a number of reasons. If it’s expensive, it has a higher risk of being stolen. If it’s powerful, it’s deemed more at risk of getting into an accident driving at speed. If you want to see how your car impacts your insurance, you can check which insurance group it’s in for an indication.
Location: The location of your car is also factored in, because if the area has a high crime rate, then you are statistically more at risk of your car being stolen, damaged or vandalised.
Occupation: If you have a job where you drive more hours, then you are riskier in the eyes of insurers because you are literally on the road more. Or if you have expensive equipment as part of your job, it could be stolen from your car, therefore you present an increased risk.
How can I save money on a rental car?
Shop around before you buy and compare a range of rental companies. Travel outside of peak holiday periods.
Can you rent a car with cash only?
No. Most major car rental companies will require a credit card to block out a deposit. Some will also accept a debit card.
What age do I need to be to hire a vehicle?
This varies from country to country. In the UK, you need to be at least 23 years of age to rent a car. You’ll also need to have held a driving licence for at least one year.
What do I need to hire a vehicle?
A valid driver’s licence, a valid ID (passport, ID card etc.), and a credit or debit card. Any additional drivers will also need a valid licence and ID. Some rental companies may also ask for proof of address, although this should be on your driver’s licence. Check with your renter before your holiday.
What is car hire excess insurance?
A policy that covers the first part of any insurance claim (the excess) that the claimant is usually liable to pay.
This amount is usually between £500 and £2,000. With car hire excess insurance, you will not have to pay anything.
Can I rent a car with a debit card?
Most major rental companies now allow you to rent a car using a debit card. However, you will need enough money in your account to cover the deposit. Always check with your rental company before you travel.
Do I need insurance to rent a car?
All rental cars come with some level of insurance; without it, they wouldn’t be legally drivable. Usually, you’ll find that a rental car comes with Collision Damage Waiver (damage or theft) and third-party cover. Cover differs from country to country, so always check the small print.
How can I rent a car without a credit card?
If you do not have a credit card, you may be able to rent a car using your debit card. A number of major rental companies now accept debit cards. Bear in mind, you will need enough money in your account to cover the deposit.
Can you rent a car and drop it off in another city?
Yes. One-way rental is quite common and can be arranged through most major rental companies.
Can you rent a car same day?
Yes. Compare online in advance for the best chance of getting a good deal.
What documents do I need to rent a car?
A valid driver’s licence, a valid ID (passport, ID card etc), and a credit or debit card. Any additional drivers will also need a valid licence and ID. Some rental companies may also ask for proof of address, although this should be on your driver’s licence. Check with your renter before your holiday.
How much is deposit for rental car?
Deposits can range from £150 to over £3000. In some cases, it may be
Huge selection of vehicles in stock and new arrivals daily!
Welcome to Car Factory!
We have been in business at our current location since 1999 – We are family owned and operated – We offer financing through several local banks and credit unions as well as national lenders for every credit situation – We take great pride in our inventory and recondition them to a much higher standard than the auto industry average – We are are thankful for the amount of repeat customers and referrals we see on a consistent basis – We offer complete history reports on all units in stock –
Questions please call 406-896-9833
Don’t take our word for it… see what our happy customers have to say.
Here’s a testimonial from one of our valued customers. Read more here!
- “I bought my personal vehicle from the car factory when i worked at another carlot…I liked the way they did business so much that i actually came to… “
Chad Maki, Billings
- “Really nice place. Called trying to get into something older with more miles so I wouldn’t owe so much. They got me in a vehicle 4years newer with les… “
Hannah Mclendon, Billings
- “Such a great place! They made it easy and the staff was fun and made the whole experience worth my trip over. I found my car at a great price and I co… “
Sharee Gregory, Billings
- “Dru, I give you 10 stars! It’s so nice that we connected. Just think we almost didn’t stop. We are so glad we did and we will be back for our next veh… “
Jerri Lacquement, Billings
- “Both my husband and I loved the personable service that we were provided. Both Greg and Dru were great salespeople and overall just generally great pe… “
Lilly Ferreira, Billings
Please contact us with any questions or comments you have, and we’ll get back with you right away.