Typically rental cars come with three basic cover types; theft cover also referred to as theft protection, damage cover, technically referred to as collision damage waiver, and third-party cover, which is also referred to as third-party liability. When one books a car, these are the standard packages that the car comes with. The damage cover, for example, only shields the bodywork of the car. Some parts, for example, the windows and engines, aren’t covered. One can buy other insurance to cover their excess or extend what these basic types cover. However, for persons who aren’t familiar with the insurance industry, they can find it hard to choose the appropriate cover. The good news is that this article explores some of the options available to help you chose the correct insurance for your rental car. Online Reviews can also help one to check out some platforms that may be offering rental car insurance.
Insuring online as you book
When one uses comparison sites or brokers, one can compare rental companies in an easy way and different processes and different cars at a go. One is also able to buy additional insurance to top up what their deal comes with.
Some of the advantages that insuring online as one book comes with include:
- If one is renting a car abroad, they don’t have to worry about language barriers as the claim is made when one is back in their home country.
- Online insurance rates are also lower than covers of insurance that are offered directly from insurance companies.
- It also offers the flexibility of getting the entire rental from the convenience of your home, and one is also able to compare the price.
- With online insurance, if a car is damaged, one must first pay the rental company before filing the claim.
- Online insurance usually doesn’t reduce the excess, nor the deposit one pays when picking the car.
- It is expensive as compared to insurance bought from separate insurers.
Using a third-party insurer
One can also choose to insure their rental car from a third-party insurance company. The internet has various options designed particularly for rent a car services. Often they are sold as excess protection insurance.
- If this type of insurance is bought from home, one can get the option of buying the annual cover.
- If the rental company charges one for something, one disagrees with the company that one bought the insurance from, can help one fight the charge.
- If one rents a car while abroad language barrier shouldn’t be a great problem as one will claim once they are back at home.
- The excess protection insurance price is usually much lower than getting an extra cover from a rental company or a comparison site.
- This insurance type doesn’t reduce the deposit or the excess that one pays when they pick up the car.
- If a car gets damaged in this insurance type, one is required to first pay the rental company before claiming back.
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The journal Transportation focuses on issues of relevance to the formulation of policy, the preparation and evaluation of plans, and the day-to-day operational management of transport systems. It concerns itself with the policies and systems themselves, as well as with their impacts on and relationships with other aspects of the social, economic and physical environment.
Although the transportation needs of cities and nations around the world differ in detail, there is much benefit to be derived by sharing research findings and practical experience. Transportation lends itself to information exchange by publishing carefully selected papers which advance the international fund of knowledge. Transportation is relevant to all parts of the world: industrialized, newly industrialized or developing. Its mission is simply to help improve the transportation of people and goods by bringing an improved understanding of the subject to the theorists, practitioners and policy makers who study it.
Officially cited as: Transportation
- Improves the transportation of people and goods by bringing an improved understanding of the subject to theorists, practitioners and policy makers
- Relevant to all parts of the world: industrialized, newly industrialized or developing
- Publishes carefully selected papers which advance the international fund of knowledge
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ALBANY – New York has again extended the expiration date of annual vehicle inspections, registrations and driver’s licenses that otherwise would have lapsed during the coronavirus pandemic, validating them for at least another month.
Gov. Andrew Cuomo signed an executive order early Monday making the change, allowing the documents to remain valid until Nov. 3. The order, which had been set to expire Monday, applies only to those that lapsed since March.
But the order made clear expired registrations and non-driver identification cards — which can be renewed entirely online — will not be extended again beyond Nov. 3.
It made no such declaration about vehicle inspections and driver’s licenses, allowing the possibility that portion of the order could be extended again.
Cuomo first paused the expiration dates in March at a time when the state was hit harder by COVID-19 than any other state in the nation. He has extended his order several times since.
Workers at Valvoline Instant Oil Change on Ridge Road in Irondequoit talk over the hood of a vehicle on Tuesday, April 14, 2020. (Photo: Tina MacIntyre-Yee/ Rochester Democrat and Chronicle)
New York inspection shops had performed 739,000 fewer inspections from March through August 2020 than they had the same period the prior year, according to the state DMV.
Inspection stations have been asking the state for clarity regarding the inspection order, noting they will need advance notice when it expires to ensure a flood of drivers needing their cars inspected don’t overwhelm the shops.
The DMV, meanwhile, has been urging drivers to get their vehicles inspected even while Cuomo’s order remains in place.
In recent weeks, the DMV’s expiration notices have stopped notifying drivers of Cuomo’s extension, instead simply notifying drivers of their pending expiration date.
“The required annual New York State inspection is due by 10/31/2020 for the registration listed below,” a recent notice reads.
The state allows drivers to renew their license online without having to visit a DMV office, though a driver has to go to a certified eye doctor to receive an eye exam.
Vehicle registrations can be renewed entirely online. Inspections must happen at a certified inspection shop.
More: New York eased auto inspections during COVID-19. What happens when they come back?
Jon Campbell is a New York state government reporter for the USA TODAY Network. He can be reached at JCAMPBELL1@Gannett.com or on Twitter at @JonCampbellGAN.
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