Written on May, 03, 2020by iwano@_84 | No Comments
Why do you need car insurance?
Car insurance is a must if you own or operate a car. Most states require you to carry car insurance, and without it, you face financial disaster if you cause a serious accident and get sued.
Beyond the mandated liability car insurance, it can also pay to repair your vehicle if it gets damaged in a crash or natural disaster, like hail or wildfire, or is vandalized or stolen – if you have chosen the right coverages to be on your policy.
Car insurance coverages
One policy can include several types of coverage.
Some car insurance coverages are required by your state’s law, like liability, and others are optional and provide added protection. Optional means by law you don’t have to buy the coverage, however, if you have a lease or loan on your vehicle your financing company can mandate you carry certain coverages, namely collision and comprehensive.
When shopping for affordable car insurance it’s prudent that you know what coverages you want to get the best policy for your specific situation. First, be aware that liability coverage limits are expressed as three numbers, for example 25/50/25. These limits are per accident and provide bodily injury liability up to $25,000 per person injured, up to $50,000 of coverage for all injuries, and up to $25,000 for property damage. Limits of at least 100/300/50 are recommended as medical bills and values of cars are on the rise.
Collision and comprehensive are physical damage coverages that protect your vehicle. They are typically paired together. You don’t choose a maximum limit for these coverages; it’s assigned by your insurer as the fair market value at the time of any accident that would find your car a total loss. Both collision and comp claim payments are reduced by the amount of your chosen deductible. See below for more detailed information plus descriptions of other types of car insurance:
Liability insurance pays for others’ damage and injuries when you cause an accident. Most states require you to carry at least a minimum level of bodily injury and property damage liability coverage. Liability coverage pays out to other people; it does not cover you, your passengers or your car.
Collision coverage is an optional coverage that pays to repair or replace your own vehicle after a crash. It pays if you are at-fault in an accident with another vehicle. It also covers other situations, such as if you hit a tree, roll your car or are hit by an uninsured driver. Comes with a deductible.
Comprehensive pays out if your car is stolen, if you hit an animal or if your car is vandalized. It also pays for damaged by a natural disaster, such as hurricane, tornado, floodwaters or high winds.
Personal injury protection (PIP) and medical payments (MedPay) are two separate coverages but both pay the medical bills for you and your passengers after a car accident, regardless of who caused the crash. PIP also covers lost wages and
Written on May, 03, 2020by iwano@_84 | No Comments
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Who doesn’t like saving money, especially when that money could go towards a souvenir or even dinner? Avis knows traveling can be expensive, and to help you make the most of your travel budget, we’ve provided a variety of car rental specials and discounts on already affordable rentals. Whether you want reliable car rental promotions you can use again and again or last-minute car rental deals for weekend getaways, you’re sure to find Avis car rental coupons to match your transportation needs. When you make your reservation, the savings will apply automatically and show up in your rate summary. Some car rental special offers do not apply to all car groups, and there may be blackout days or restrictions. Book a vehicle today and save on your upcoming trip with Avis car rental coupons.
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Written on Apr, 29, 2020by iwano@_84 | No Comments
How To Get a Vehicle History Report
A vehicle history report (or VIN check) is an invaluable tool if you are planning on buying or selling a vehicle. As a buyer, you can use a vehicle history report to give you peace of mind that the vehicle you are thinking of purchasing is in good condition. On the other hand, if you are selling a vehicle then a clean history report can help entice potential buyers.
How to Obtain a Vehicle History Report
You can obtain both free and paid VIN lookups. Free vehicle records will typically include less information than paid ones, but they may be sufficient depending on what information you need. The National Insurance Crime Bureau (NICB) offers a free VinCheck. As with a complete vehicle history report, you will need to provide your Vehicle Identification Number (VIN) when using VinCheck. You can also only make up to five searches within a 24-hour period and certain vehicle records may take up to six months to be updated with VinCheck.
Alternatively, the National Highway Traffic Safety Administration (NHTSA) offers a more limited history report. The NHTSA’s search tool is useful mainly if you want to see if your vehicle or any of its parts have been recalled.
Third-party databases, including SearchQuarry.com, also offer both free and paid VIN lookups. The paid records offered through third-party companies tend to be the most complete. The National Motor Vehicle Title Information System provides a list of approved providers of vehicle information and history data. Note that some approved providers will only provide records to car dealers and not directly to consumers.
What is Included in a Vehicle History Report
Not all vehicle history reports will include the same information, but in general you can expect your VIN report to include some or all of the following:
Accident history
Previous owners
Liens held against the vehicle
Recalls
Flood damage
Title checks
History of airbag deployments
Maintenance record
Problems with the odometer
Records of theft
Note that not all VIN checks will include the same type of information. A record from the NICB, for example, is designed to prevent the exchange of stolen vehicles, so it’s great if you want to make sure that the car in question wasn’t reported stolen. On the other hand, it won’t include much information about that vehicle’s maintenance history.
Vehicle Records from the DMV
Most DMV’s don’t provide vehicle history records. However, many do provide vehicle registration and title abstracts, which contain much of the same information that you would find in a history report. In New York, for example, the registration abstract includes some useful history information, such as parking fines and insurance lapses. A title record abstract, meanwhile, will include information about previous owners of the vehicle.
License Plate and VIN Search
In many cases, looking up a car’s VIN is simply about peace of mind. Every car built after 1980 has its own VIN, which is unique to that vehicle.
Written on Apr, 15, 2020by iwano@_84 | No Comments
Design a vehicle wrap and get quotes from shops in your area. Quick. Easy. Free.
Wraps can be expensive and time consuming for a small business or large fleet. Quick & easy vehicle advertising options like custom magnets or decals are perfect ways to save time & money:
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function renderMFS() {
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Written on Apr, 09, 2020by iwano@_84 | No Comments
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